WHY DO WE COLLECT CERTAIN PERSONAL INFORMTION?
We help consumers shop for insurance and various other products by connecting consumers with insurance agents or other vendors, as applicable. By clicking "Get My Quotes" and seeking a quote request, you authorize and agree that we may use the information you share with us to help match you with insurance providers or other vendors (as applicable) through introducing you to insurance agents, insurance companies, and/or other vendors, as applicable, who also assist us and you in finding insurance agents, insurance companies, and/or other requested products or services, as applicable (we refer to all of these as "Providers", and we sometimes refer to both consumers and Providers as our "users") to help you obtain free quotes for insurance needs.
We process personally identifiable information as described herein and also for such purposes as:
- To deliver our products and services to users, including the display of customized content and advertising;
- To conduct research and analysis in order to maintain and improve our products and services;
- Ensuring the technical functioning of our system and network;
- To assist us in developing new services;
- To alert you to product updates, special offers, updated information and other new services. (You may opt-out of these communications if you so choose.); and
- In order to contact you regarding your request for information.
YOUR RIGHTS—OUR OBLIGATIONS
Insurance Nsight respects the privacy of users visiting our site and will abide by all applicable laws concerning the release of personal information. Occasionally, we may use certain information that we collect from you to send you information, via direct mail or email, about products and services, or updates and other information that we believe may pertain directly to you. We do not otherwise share personally identifiable information about website users with third parties unless such information is reasonably necessary. We also reserve the right to share this information with our insurance partners to (a) satisfy any applicable law, regulation, legal process or enforceable governmental request, (b) enforce our Terms and Conditions of Use, including investigation of potential violations thereof, (c) detect, prevent or otherwise address fraud, security or technical issues, or (d) protect against imminent harm to the rights, property or safety of the Company, its users or the public as required or permitted by law.
TELEPHONE CONSUMER PROTECTION ACT COMPLIANCE
By providing a cell phone number with your contact information, Insurance Nsight and/or Insurance Nsight's clients may dial this number, possibly using an auto dialer, to provide quote information and/or seek additional information in order to provide you a quote. By providing a cell phone number, you agree to be contacted at that cell phone number, regardless of whether you, or someone else, is in possession of the cell phone when contact is made. By entering into this agreement you are not required to purchase any goods or services.
As common industry practice we track user traffic patterns to improve the services we offer and the overall security of your personal interaction with our site. Website friendliness and usability is increased by collecting this information. In addition, we track click-through information, including IP addresses, to our website from the reports and emails we send to our users. This is done to gauge the effectiveness of our marketing campaigns, to discourage fraudulent use and to improve our security and your interaction with our site.
Insurance Nsight maintains current security measures, including data encryption to help protect against the loss, misuse, and/or alteration of the information under our direct control.
MARKETING AND OTHER COMMUNICATIONS
By submitting your information to us, you have agreed to receive one or any combination of calls, emails, and other forms of communications from us and those to whom you have authorized us to forward your personally identifiable information to. In order to opt-out of receiving promotional or marketing material from us in the future please click the UNSUBSCRIBE link. Your decision to opt-out shall not preclude us from communicating with you regarding your existing or past relationship with us and shall not preclude us, including our employees, contractors and other representatives, from accessing and using the information you have provided in a manner that is not personally identifying (such as in aggregate or anonymous form). In the event you do not wish to receive further communications from any person or entity (such as a Provider) to whom we have forwarded your information with your permission, you will need to contact them directly.
We may place a "cookie" in your browser. A “cookie” is a small piece of program code that resides on your computer and stores your contact information for all of our “Request information” sites. Cookies are beneficial by allowing us to track user traffic patterns. The cookie will enable us to relate your use of this website to information that you have specifically and knowingly provided. The only personally identifiable information a cookie can contain is information that you yourself supply. A cookie cannot read data off your hard disk or read cookie files created by other websites that are not owned by us. In addition, we may use encrypted cookies to authenticate the user on each page after the user logs onto any portion of our website requiring a login. Cookies may be refused by turning them off in your browser. If your browser is set to warn you before accepting cookies, you will receive a warning message with each cookie. By having this setting turned on some of our features and services may not function properly if your cookies are disabled.
We make a good-faith effort to enable you to update personally identifiable information you have provided to us and to enable you to request deletion of any of your information. Please understand that while we are able to delete or update the information that we have received from you, this does not mean that information about you that has already been shared by us with other Providers may, at the same time, be updated or deleted by such other Providers. It will be necessary for you to contact the other third parties who may have received your information and separately request updates to or deletions of your information. We reserve the right to decline to process user requests that are extremely impractical, unreasonably repetitive or systematic, require disproportionate technical effort, jeopardize the privacy of others, or where information is required to be retained by us, either by law or for legitimate business purposes.
We may occasionally share aggregate information with third parties. For example, how many users clicked on a particular advertisement, aggregate information does not identify you individually.
MERGER OR SALE OF THE COMPANY
In the event we ever file for bankruptcy or have our assets sold to or merged with another entity, information that we receive from you through this website may be treated as an asset of the Company and may be transferred to the fullest extent permitted by law.
AFFILIATED WEBSITES, OTHER WEBSITES, AND ADVERTISEMENTS
Under any circumstance data transmissions over the Internet can never be guaranteed to be 100% secure. Consequently, we cannot ensure or warrant the security of any information you transmit to us and you do so at your own risk. Once we receive your transmission, we make our best reasonable efforts to ensure security on our systems. We use secure server software and firewalls as part of our efforts to protect your information from unauthorized access, disclosure, alteration, or destruction. However, please note that this is not a guarantee that such information may not be accessed, disclosed, altered, or destroyed by breach of such firewalls and secure server software. By using our site, you acknowledge that you understand and agree to assume these risks.
In the event we learn of a security systems breach, we may attempt to notify you electronically so that you can take appropriate protective actions. By using this website or providing personally identifiable information to us you agree that we can communicate with you electronically regarding security, privacy and administrative issues relating to your use of this website. We may post a notice on our website if a security breach occurs. We may also send an email to you at the email address you have provided to us in these circumstances. You may have a legal right to receive notice of a security breach in writing depending on where you live. To receive free written notice of a security breach (or to withdraw your consent from receiving electronic notice) you should notify us by clicking the following link: Privacy Support.
INFORMATION COLLECTED FROM PROVIDERS
This website is hosted in the United States of America and is intended exclusively for U.S. residents. In using this website you represent and warrant that you have any and all necessary authorization to submit the information contained in your requests, and that you expressly consent to the transfer, use, and forwarding by us of the information you provide to us through the website.
CHANGES AND UPDATES